BaréMoiss — abstract representation of data nodes forming a capital protection shield

Financial intelligence for freelancers

Capital protection and automated growth between two missions

Your freelance income alternates between peaks of activity and slack periods. BaréMoiss puts your capital to work continuously, without exposing it to decisions made in a hurry.

Optimize my income

An allocation engine monitors your flows in real time and adjusts the risk level according to your actual activity.

Inter-mission anxiety

Between two contracts, the question always comes up: what to do with the available cash. Letting it sit in a current account means losing purchasing power every month. Placing it without method, under pressure, amounts to taking poorly calibrated risks at the worst time.

A freelancer does not have time to monitor the markets between two deliverables. However, its capital should never be idle during active phases, nor exposed without supervision during calm phases. It is this imbalance that BaréMoiss corrects.

A risk management engine active 24 hours a day

The BaréMoiss engine identifies weak signals before they become losses. It cross-references hundreds of market variables to adjust the exposure of your capital, without manual intervention on your part.

The objective is not to maximize a theoretical return. It is to maintain a stable trajectory, compatible with the real irregularity of a self-employed person's income.

  • Predictive analytics Market trends are continuously modeled to anticipate phases of tension before they affect your allocation.
  • 24/7 risk management The exposure is constantly recalculated, including on weekends, without waiting for human validation.
  • Dynamic adjustment The allocation evolves according to observed volatility, not according to a fixed schedule or fixed assumptions.

A transparent method, without black box marketing

Three systematic steps transform your financial data into allocation decisions. Each step is documented, none is left to chance.

01

Flow aggregation

Your cash flow data and relevant market indicators are collected continuously, without manual entry on your part.

02

AI risk filtering

Each allocation opportunity is passed through the risk model filter before being retained or discarded.

03

Optimized allocation

The remaining capital is distributed according to a risk profile adjusted to your situation, and reassessed each cycle.

Time saved, volatility reduced

Manual management requires frequent trade-offs, often made under time constraints. It exposes you to reactive rather than anticipated decisions.

With BaréMoiss, the risk-adjusted return becomes the reference indicator, not raw performance. Capital grows at a more regular pace, with fewer bumps in the monthly statements.

BaréMoiss — team and method of designing the risk analysis engine

Designed for irregular income

BaréMoiss was designed for freelancers and consultants who manage their cash flow alone, without a dedicated financial department. The platform applies the same principles of discipline to personal capital as a professional management structure.

For a full overview of the team and methodology, visit About.

Practical questions

The most common concerns relate to liquidity and capital security. Here are direct answers.

Are my funds blocked?

No. Your liquidity is an operational priority. You can access your capital according to standard withdrawal times, without a blocking period imposed by the platform.

How is data and capital security ensured?

Flows are encrypted from end to end and risk exposure is capped by rules set in advance. No allocation exceeds the limits you set.

How long does installation take?

Initial setup takes just a few minutes. You enter your risk profile, then the engine takes over for continuous monitoring.

Move from managed management to managed growth.

A continuously monitored allowance, designed for the irregular pace of a freelancer.

Start optimization

Setup in 5 minutes. No long-term commitment.